Revolut’s IPO Timeline: Two Years Away
April 20, 2026 – 7:07 am
The CEO of Europe’s most valuable startup provided his clearest IPO timeline yet in a Bloomberg interview, refining his December estimate from "two to three years" to a more definitive "two years." This comes as Revolut achieved significant milestones, including the filing for a US bank charter, enhancing its prospects for an eventual listing.
Revolut CEO Nik Storonsky revealed in the interview that the digital bank’s IPO is now anticipated in approximately two years, aligning with a 2028 timeframe. While previously stating a listing was "not a priority," this new timeline indicates a shift in focus.
The company recently obtained its full UK banking licence after an extensive 18-month process, addressing regulatory concerns regarding global risk controls and anti-money laundering compliance. This development, coupled with the application for a US national bank charter, addresses crucial structural gaps hindering Revolut’s IPO aspirations.
Storonsky emphasized the significance of a US listing, as it would enable Revolut to offer competitive credit products and tap into the country’s credit-card driven market by obtaining a banking licence. The company’s strong financial performance—projected $9 billion in revenue and $3.5 billion in net profit for 2026—further supports its IPO ambitions.
With over 70 million customers across 100 countries, Revolut holds licences in multiple jurisdictions, including Lithuania (its EU hub), the UK, and Mexico. The question of where Revolut will list has been an ongoing topic, with Storonsky consistently expressing preference for a US listing due to its liquid market.